Home Loan IDLC has become quite popular these days. If any IDLC customer has a monthly income of 20 thousand taka, he can take a home loan from IDLC. But do you know about the Home Loan IDLC required documents? In this case, the applicant’s photo, national identity card, tax certificate, professional certificate, necessary documents and etc. have to be provided. Through today’s article, we will give you detailed information about Home Loan IDLC and Home Loan IDLC required documents.
What is Home Loan IDLC?
Home Loan IDLC is a special loan that IDLC considers eligible for home loan if their monthly income is 20 thousand taka. IDLC provides home loan amount in one go or in stages as per the customer’s needs. IDLC provides loan up to 80% of the total proposed amount. Presently let’s know approximately IDLC Domestic Advance Required Documents.
Home Loan IDLC Required Documents
IDLC customers can take a home loan from IDLC to turn their dream home into a reality. However, to take a loan from IDLC, customers have to submit several documents to IDLC Non-Bank. The documents that will be required in this case include:
Photocopy of the applicant’s National Identity Card. This must be a valid National Identity Card and a clear National Identity Card. The candidate will require two later visa measure colour photographs.
However, additional photographs may be required. A guarantor, i.e. a surety, will be required. In this case, a clear photocopy of the guarantor’s National Identity Card and a recent passport size colour photograph must be provided.
A photocopy of a utility bill (a clear photocopy of an electricity, water, gas or council tax receipt) must be produced for address verification. A bank explanation for the candidate for the final 12 months or 6 months must be given.
A photocopy of the applicant’s recent e-return or tax certificate or e-TIN must be provided. If the applicant has a credit card, the credit card details must be provided. Land details must be provided. For example, land title, apartment ownership, etc.
For employees, a salary certificate and work record book and for entrepreneurs, a trade license and other documents are required. If the applicant is a homeowner or property owner, a house rental agreement and a lease agreement must be provided.
If the applicant and guarantor have a business card or service ID, they must provide it. It is necessary to provide proof of a building permit. A letter of approval of the project or plan from the engineer or authority is required.
How to get Home Loan IDLC
To get a home loan from IDLC, visit the nearest branch office of IDLC Bank near you and provide the officer in charge with detailed information about the home loan as per your requirement and provide all the necessary documents. The officer in charge of IDLC Bank will review your application and approve the home loan.
IDLC Bank Home Loan Eligibility
Like every bank, IDLC Bank’s home loan has gained a lot of popularity these days. Customers will be considered eligible to take a loan from IDLC if they earn only 20 thousand taka per month.
However, the applicant must be between the minimum and maximum age as per the bank’s policy. In this case, the bank authorities will give you detailed information about this.
IDLC Bank to provide home loans
IDLC Bank, which believes that everyone should have a place to live (Home for All), helps people buy homes by allowing small, easy monthly payments over a period of 20 to 25 years. Even if someone earns around Rs. 20,000 a month, they can still help build a sturdy house, a semi-strong house or buy a new one, whether they live in a city or a village. The bank has been helping people by lending money for their homes for the past 38 years and is trusted by many.
The bank’s leaders understand what their customers need and have made IDLC a strong and well-known financial company in the country, providing many helpful services.
IDLC Contact Information
To contact IDLC, contact the IDLC branch in your district. Alternatively, you can contact IDLC’s corporate department directly. The contact information of NIMM is presented below:
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IDLC Finance PLC
Bay’s Galleria (1st Floor), 57 Gulshan Avenue, Dhaka 1212, Bangladesh
Contact Number: 16409, +8809609994352
